GENERAL LIABILITY INSURANCE IN CRITICAL FOR YOUR BUSINESS

WHAT DOES GENERAL LIABILITY INSURANCE COVER?

GENERAL LIABILITY INSURANCE IN CRITICAL FOR YOUR BUSINESS

At it’s core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, having General Liability coverage is not optional — it’s mandatory.

We represent a wide range of General Liability Insurance companies, and can help pair your business type with the best possible provider and pricing.

WHAT DOES GENERAL LIABILITY INSURANCE COVER?

WHAT DOES GENERAL LIABILITY INSURANCE COVER?

FLEET INSURANCE FEATURES

Business is inherently risky, but General Liability insurance protects against many known and unknown risks.

Simply put, CGL guards you, your business, and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).

Here are a few things General Liability Insurance typically covers:

  • Customer slipping / falling on your premises

  • Erroneous delivery of products resulting in damage

  • Actions of a driver while representing your company and on the premises of others, such as: loading docks, truck stops, etc.

  • Lawsuits, investigations, and settlements

  • Injury damages

  • Advertising/Copyright claims

  • Libel and slander exposures

  • Fire on rental property due to your error

  • Contractual requirements of your clients

START YOUR GENERAL LIABILITY QUOTE

START YOUR GENERAL LIABILITY QUOTE

START YOUR GENERAL LIABILITY QUOTE

With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be. Our agency will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them.

This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states. If you’re confused by any of this don’t worry, we’ll make the process easy. Click below and we can help you get the process started when you’re ready.